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Tailored Financing from Muscle Cars & More

Classic and performance car financing with competitive rates and a quick, no-hassle application.

Why Finance Through Us

  • Flexible payment options — plans for any collector’s budget.
  • Competitive rates — tailored for classics and specialty cars.
  • Fast approvals — simple process, instant feedback.
  • Trusted guidance — personalized help at every step.

Revolving Credit Plan

Reusable line of credit for cars, parts & service.

  • Use anytime — for upgrades, service, or restorations.
  • One statement — simple, consolidated billing.
  • Flexible terms — pay in full or monthly.
  • Exclusive offers — early access to promotions.

Enjoy freedom and control with a plan designed for collectors and enthusiasts.

Drive Your Dream Classic Today

Whether it’s a showroom-grade muscle car or a fully restored icon, our financing team helps turn passion into ownership. Quick approvals, nationwide coverage, and flexible terms built for enthusiasts.

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Financing Policy

Our standards for responsible, hassle-free financing on classic and performance vehicles.

  • Equal OpportunityWe lend without discrimination.
  • No Prepayment PenaltyPay off anytime with no extra fees.
  • Fast DecisionsMost applications reviewed same day.
  • Secure ProcessYour data stays private & encrypted.
  • Applicants: US residents 18+ (primary or co-applicant allowed).
  • Credit check: initial soft pull may be used for pre-qualification; final decision may require a hard inquiry by our lending partners.
  • Income verification: recent pay stubs or bank statements may be requested.
  • ID required: government-issued photo ID and valid driver’s license.
  • VIN verification: vehicle must have a clear, verifiable VIN and marketable title.
  • Condition disclosure: known issues and non-OEM modifications must be disclosed.
  • Lien status: any existing lien must be satisfied; lien release required before title transfer.
  • Insurance: full coverage with lienholder listed prior to delivery or funding.
  • APR & terms: set by partner lenders based on credit profile, vehicle, and amount financed.
  • Down payment: may be required; trade-in equity can be applied toward down payment.
  • First payment date: typically 30–45 days after funding unless otherwise stated.
  • Prepayment: no penalty; interest accrues only until payoff date.
  • Taxes/Title: state taxes, title/registration, and doc fees vary by jurisdiction.
  • Shipping: enclosed transport is available at additional cost unless expressly included.
  • Offer validity: approvals and rates are typically valid for a limited period; terms may change if information or vehicle changes.
  • Errors: typographical or pricing errors are not binding and will be corrected promptly.
  • Limited use: financing information is shared only with partner lenders for decisioning.
  • Safeguards: we follow industry best practices to protect sensitive data.
  • Opt-out & access: you may request to review or remove non-essential data where permitted by law.
  • Finance Desk: sales@musclecarsandmore.com
  • Phone: (605) 605-1121   Mon–Sat · 8:00–18:00 CT
  • Address: 2911 Industrial Ave, Aberdeen, SD 57401
  • Escalations: we investigate and respond to written complaints within a reasonable time frame.

All financing is subject to credit approval by our partner lenders. Terms, rates, and eligibility may vary based on applicant credit, vehicle, and state regulations. Muscle Cars & More is an Equal Opportunity Lender partner.

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