Eligibility
Applicant must be 18+, U.S. resident, and provide valid government ID. Joint applications accepted.
Credit Approval
All offers are subject to lender credit approval. Promotional APR programs require approved credit (OAC).
Rates & Terms
Typical APR varies by profile and lender program. Select customers may qualify for 0% APR (Veterans & Seniors) on eligible terms.
Down Payment
Minimum down payment may be required (commonly 10–20%) based on credit, vehicle, and lender policy.
Taxes & Fees
State sales tax, title/registration, documentation and shipping fees may apply and will be disclosed prior to signing.
Prepayment
Most loans can be prepaid without penalty unless otherwise stated in the lender agreement.
Collateral & Insurance
Vehicle secures the loan until paid in full. Full-coverage insurance with lender loss payee may be required.
Program Limits
Programs valid in the U.S. only. Vehicle availability, pricing, and promotions may change without notice.